A word from the General Commissioner

AFBDS 2025 – Ushering in a New Era of Financial Inclusion Through Artificial Intelligence and Fintech in the Economic Community of Central African States Region

The Africa Finance Banking and digitalisation Summit (AFBDS) returns for its much-anticipated second edition, set to take place in Libreville, Gabon, in 2025. Under the overarching theme, "Artificial Intelligence: How to Propel Banking Institutions and Fintech into a New Era of Financial Inclusion in the ECCAS Region," this year’s event aims to address one of the most pressing challenges in the region: fostering inclusive financial ecosystems through cutting-edge technology.

The ECCAS region, with its vast potential and growing demand for financial services, stands at a pivotal moment. Mobile technology, artificial intelligence (AI), and fintech innovations are poised to redefine the financial landscape, driving accessibility, efficiency, and transparency across the board. Yet, significant challenges remain, from regulatory frameworks to the persistent reliance on cash-based transactions.

The AFBDS 2025 will serve as a platform for leaders, innovators, regulators, and stakeholders to exchange ideas, forge partnerships, and discuss actionable strategies for leveraging technology to achieve financial inclusion goals. This year’s panels will focus on critical themes that define the financial and technological trajectory of the ECCAS zone:

• The Widespread Adoption of Mobile Technology in the ECCAS region: State of Play and Challenges
  As mobile technology becomes ubiquitous, what barriers remain to its full adoption, and how can they be overcome to ensure inclusive financial access?
• How Are Banking Institutions and Fintech Helping to Reduce Dependence on Cash Transactions?
  Exploring the initiatives and partnerships designed to shift consumer behaviour towards digital transactions in cash-dominant economies.
• AI Optimisation and Innovative Solutions: What Impact on the Underbanked?
  Unpacking how artificial intelligence can address gaps in access, affordability, and convenience for underbanked populations.
• Fintech and Its Impact on the Nature of Financial Services in the ECCAS Region
  Examining how fintech is reshaping traditional financial services and creating new opportunities for businesses and consumers alike.
• Emerging Technologies to Enhance the Transparency, Security, and Efficiency of Financial Transactions
  A deep dive into technologies like blockchain and digital identity systems and their role in fostering trust and security.
• How AI and Fintechs Are Revolutionising the Financial Landscape in Central Africa and the Challenges to Be Met for Their Successful Integration
  Addressing the practical, technical, and cultural hurdles that must be overcome for seamless adoption of AI and fintech solutions.
• ECCAS Regulatory Institutions: A Real Lever for Financial Inclusion
  Highlighting the critical role of regulatory bodies in creating a conducive environment for innovation while protecting consumers.

As the financial world increasingly pivots towards technology-driven solutions, AFBDS 2025 offers an opportunity for the ECCAS region to not only catch up but leapfrog into a future of widespread financial inclusion. Join us in Libreville as we shape the next chapter of banking and fintech in Central Africa.

Together, we’ll explore how innovation can be harnessed to build a more inclusive, resilient, and prosperous financial ecosystem for all.

JUDICAËLLE OKEMBA
General Commissioner